.prt-hero-grid{display:grid;grid-template-columns:1fr;grid-gap:28px;gap:28px;align-items:start;padding-top:8px}.prt-hero h1{font-size:30px;line-height:1.12;margin-bottom:14px;max-width:20ch}.prt-hero-actions{margin-top:22px;display:flex;flex-direction:column;gap:10px;align-items:flex-start}.prt-hero-micro{max-width:44ch}.prt-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:14px 26px;border-radius:10px;border:0;background:var(--gold);color:#161616;font-family:var(--font-heading);font-weight:700;font-size:16px;text-decoration:none;cursor:pointer}.prt-btn:hover{background:var(--gold-btn-hover)}.prt-btn:disabled{opacity:.7;cursor:default}.prt-hero-cta{width:100%}.prt-facts-heading{font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px}.prt-facts-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;grid-gap:16px 18px;gap:16px 18px}.prt-facts-list li{display:flex;flex-direction:column;gap:4px}.prt-facts-list strong{font-family:var(--font-heading);font-weight:700;font-size:24px;line-height:1.1;color:#fff}.prt-facts-list span{font-size:13px;line-height:1.45;color:hsla(0,0%,100%,.8)}.prt-h2{max-width:26ch;margin-bottom:28px}.prt-intro{font-size:clamp(16px,1.7vw,18px);line-height:1.6;color:#444;max-width:60ch;margin:-12px 0 28px}.prt-how{background:#fff}.prt-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;grid-gap:16px;gap:16px}.prt-step{background:var(--card);border-radius:16px;padding:24px 22px 22px;display:flex;flex-direction:column;gap:10px}.prt-card h3,.prt-rule h3,.prt-step h3,.prt-who-item h3{font-family:var(--font-heading);font-weight:700;font-size:18px;line-height:1.3}.prt-step h3{margin-top:6px}.prt-rule p,.prt-step p,.prt-who-item p{font-size:15.5px;line-height:1.55;color:#444}.prt-get{background:var(--paper);border-top:1px solid var(--line-light)}.prt-cards{display:grid;grid-template-columns:1fr;grid-gap:16px;gap:16px}.prt-card{background:#fff;border:1px solid var(--line-light);border-top:3px solid var(--gold-graphic);border-radius:16px;padding:24px 22px 22px;display:flex;flex-direction:column;gap:12px}.prt-card-kicker{font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-white);font-weight:600}.prt-list{margin:0;padding:0 0 0 18px;display:flex;flex-direction:column;gap:8px;font-size:15.5px;line-height:1.55;color:#333}.prt-card-note{margin-top:auto;padding-top:12px;border-top:1px dashed var(--line-light);font-size:14px;line-height:1.5;color:var(--gold-white);font-weight:600}.prt-who{background:#fff}.prt-who-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;grid-gap:14px;gap:14px}.prt-who-item{border:1px solid var(--line-light);border-radius:14px;padding:20px 20px 18px;display:flex;flex-direction:column;gap:8px}.prt-rules{background:var(--paper);border-top:1px solid var(--line-light)}.prt-rules-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;grid-gap:18px 40px;gap:18px 40px}.prt-rule{display:flex;gap:14px;align-items:flex-start}.prt-rule>div{display:flex;flex-direction:column;gap:6px}.prt-rule-no{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-heading);font-weight:700;font-size:14px;margin-top:1px}.prt-faq{background:#fff}.prt-faq-list{max-width:760px;border-top:1px solid var(--line-light)}.prt-faq-item{border-bottom:1px solid var(--line-light)}.prt-faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:flex-start;gap:16px;padding:16px 0;min-height:52px;font-family:var(--font-heading);font-weight:600;font-size:16.5px;line-height:1.35}.prt-faq-item summary::-webkit-details-marker{display:none}.prt-faq-item summary:after{content:"+";flex:0 0 auto;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--gold-graphic);color:var(--gold-white);display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-body);font-weight:500;font-size:18px;line-height:1;margin-top:-1px}.prt-faq-item[open] summary:after{content:"–"}.prt-faq-item p{padding:0 0 18px;font-size:15.5px;line-height:1.6;color:#444;max-width:68ch}.prt-apply-grid{display:grid;grid-template-columns:1fr;grid-gap:24px;gap:24px;align-items:start}.prt-apply h2{max-width:22ch;margin-bottom:16px}.prt-apply h2:after{content:none}.prt-apply-sub{font-size:clamp(16px,1.8vw,19px);line-height:1.6;opacity:.9;max-width:48ch}.prt-panel{padding:18px 16px 16px}.prt-form{display:flex;flex-direction:column;gap:12px}.prt-form-row{display:grid;grid-template-columns:1fr;grid-gap:12px;gap:12px}.prt-field{display:block}.prt-field-label{display:block;font-family:var(--font-heading);font-weight:600;font-size:13.5px;margin-bottom:8px;color:#fff}.prt-field-label small{font-family:var(--font-body);font-weight:400;font-size:12px;color:hsla(0,0%,100%,.65)}.prt-form input:not([type=checkbox]),.prt-form select,.prt-form textarea{width:100%;min-height:52px;padding:14px 16px;border-radius:10px;border:0;font-size:16px;background:#fff;color:#222;font-family:inherit;line-height:1.4}.prt-form textarea{resize:vertical;min-height:72px}.prt-form select{-moz-appearance:none;appearance:none;-webkit-appearance:none;padding-right:44px;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='10' viewBox='0 0 16 10'><path d='M2 2l6 6 6-6' fill='none' stroke='%23222' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/></svg>");background-repeat:no-repeat;background-position:right 16px center;cursor:pointer}.prt-form select option[value=""],.prt-form select:invalid{color:#6b7280}.prt-form input:not([type=checkbox])::placeholder,.prt-form textarea::placeholder{color:#6b7280}.prt-form .prt-btn{width:100%;margin-top:4px}.prt-success{padding:8px 4px 4px}.prt-success-heading{font-family:var(--font-heading);font-weight:700;font-size:22px;line-height:1.25;color:var(--gold);margin-bottom:10px}.prt-success-text{font-size:16px;line-height:1.55;color:hsla(0,0%,100%,.92);max-width:44ch}@media (min-width:640px){.prt-hero h1{font-size:clamp(32px,4.4vw,54px);margin-bottom:20px}.prt-hero-cta{width:auto;min-width:280px}.prt-form-row,.prt-steps,.prt-who-grid{grid-template-columns:1fr 1fr}.prt-panel{padding:22px 20px 20px}}@media (min-width:900px){.prt-hero-grid{grid-template-columns:minmax(0,1.35fr) minmax(300px,400px);gap:32px 56px;padding-top:clamp(12px,3vh,40px)}.prt-steps{grid-template-columns:repeat(4,1fr);gap:18px}.prt-cards{gap:20px}.prt-cards,.prt-who-grid{grid-template-columns:repeat(3,1fr)}.prt-rules-list{grid-template-columns:1fr 1fr;gap:24px 48px}.prt-apply-grid{grid-template-columns:minmax(0,1fr) minmax(360px,560px);gap:32px 56px}}@media (min-width:1100px){.prt-who-grid{grid-template-columns:repeat(5,1fr)}}